Rate Schedule - Benchmark Community Bank

Rates effective as of March 25, 2025.

ALL RATES ARE SUBJECT TO CHANGE AT ANY TIME.

A full disclosure of all terms and conditions, provided by the bank, should be analyzed before obtaining an account.

Interest-Bearing Accounts

	Interest Rate	APY
$uccess Checking (For details, see link below)	3.93%	4.00%
Keystone Checking (Minimum balance based on Keystone relationship)	0.10%	0.10%
Community 1st Checking (For details, see link below)*	0.10%	0.10%
Business Navigator Checking ($25,000 minimum)**	0.10%	0.10%
Savings Account ($100 minimum)***	0.10%	0.10%

APY - Annual Percentage Yield
See account details for $uccess Checking.
*For non-profit organizations only. See account details for Community 1st Checking.
**Requires enrollment in eBanking for Business.
***Interest is compounded monthly on checking accounts; quarterly on savings accounts.
$100 minimum to open.
NOTE: Fees and other charges may reduce the quoted APY.

Regular Time Deposits & IRAs*

Savings Period	Regular Interest Rate	Regular APY	Premium Interest Rate	Premium APY
32 - 181 Days	0.75%	0.75%	1.00%	1.00%
182 - 364 Days	1.74%	1.75%	2.23%	2.25%
12 Months	2.23%	2.25%	3.50%	3.55%
24 Months	2.48%	2.50%	3.36%	3.40%
36 Months	2.38%	2.40%	3.26%	3.30%
48 Months	2.23%	2.25%	3.11%	3.15%
60 Months	1.99%	2.00%	2.87%	2.90%

Please call your local branch for information on qualifying for Premium Rates.

APY - Annual Percentage Yield; IRA - Individual Retirement Account
Interest is compounded quarterly.
$500 minimum to open.
*Penalty for early withdrawal.

NOTE: Fees and other charges may reduce the quoted APY.

Special Rates - Time Deposits

Savings Period	Interest Rate	APY
12 Months	3.94%	4.00%

The Annual Percentage Yield (APY) is accurate as of March 25, 2025 and assumes that interest and principal will remain on deposit until maturity. Rates are subject to change without notice. APY shown is offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposit of at least $100 AND four or more debits in the last 30 days. $500 minimum opening deposit. Time deposit is not available as an Individual Retirement Account (IRA). Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. Interest is compounded quarterly. At maturity, the time deposit will automatically renew for the 12-month term at the then current non-promotional rate.

Money Market Accounts

Type	Interest Rate	APY
Personal Money Market Account
Balance up to $24,999	0.25%	0.25%
Balance of $25,000 to $99,999	0.40%	0.40%
Balance of $100,000 or greater	1.00%	1.00%
Business Money Market Account
Balance up to $9,999	0.25%	0.25%
Balance of $10,000 to $24,999	0.25%	0.25%
Balance of $25,000 to $49,999	0.40%	0.40%
Balance of $50,000 to $99,999	0.40%	0.40%
Balance of $100,000 to $249,999	1.00%	1.00%
Balance of $250,000 or greater	1.00%	1.00%

APY - Annual Percentage Yield
Interest is compounded monthly.
$100 minimum to open.