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$mart$tart

$mart$tart is a program that has been developed for teens between the ages of 12 and 17 to help them build a solid financial foundation. The program offers a savings account and a special checking account, and the accounts can be opened with just $10!

female teen counting money in her living room
$mart$tart debit card

Features of the $mart$tart checking account include:

  • Specially-designed ATM/Visa® debit card
  • Mobile Banking with text message balance inquiry service
  • No minimum balance requirement
  • SecurLOCK fraud prevention tools

If you have questions about $mart$tart, just ask one of our relationship specialists at your local branch who will be glad to tell you more!


If the primary account owner is a minor, an additional account owner of legal age is required.

ATM/Visa debit card withdrawal limits may be restricted by parent or guardian (must be a joint account holder).


Learn more about Benchmark's other youth programs: BCBforLife.bank/youth-programs