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Schedule of Fees

Effective February 24, 2025. All fees are subject to change.

Deposit Account Fees & Services

Overdraft Fee

$37.00 per item*

Non-sufficient Funds (NSF) Fee

$10.00 per item*

Overdrawn Account Fee

$10.00 per each 10 consecutive days an account is in overdraft

Returned Deposited Item Fee

$8.00 per item

Telephone Transfer Fee

$3.00 per transfer processed over the phone by a bank employee

Counter Check Printing Fee

$1.00 per sheet

Stop Payment Order Fee

$35.00 per check

Foreign Check Collection Fee

$65.00 per item (additional fees may apply if the item is returned)

Excessive Withdrawal Fee (Savings/Money Market)

$5.00 per each withdrawal in excess of 6 during any monthly period

Dormant Account Fee

$10.00 per month

Early Account Closing Fee

$35.00 if an account is closed within 180 days of opening

Monitoring of Multiple Signatures

$15.00 per statement cycle

ACH Credit to Another Financial Institution

$6.00 one-time setup fee

IRA Trustee Transfer Fee

$50.00

ICS Target Balance Fee

$20.00 per month per account with an ICS sweep transfer where the average monthly balance falls below the target balance

Loan Accounts

Replacement of Loan Coupon Book

$5.00

Debit Card/ATM

Replacement of Lost or Damaged Visa Debit Card

$5.00

Withdrawal at Foreign (Non-Benchmark) ATM

$3.00 per withdrawal

International Debit Card Transactions

1.00% of transaction amount for all cross-border transactions

Foreign Currency

Foreign Currency Exchange

$25.00 minimum (varies depending on amount of currency ordered)

Official Checks

Official Check Fee

$10.00

Wire Transfers

Outgoing Domestic Wire Fee

$25.00

Outgoing International Wire Fee

$50.00

Incoming Wire Fee

$20.00

Account Research & Legal

Research Services

$35.00 per hour ($25.00 minimum)

Statement and Image Reproduction

$5.00 per statement cycle

External Liens/Levies on Accounts

$100.00

Escheatment Fee

$50.00

Safe Deposit Boxes

Box Size: 3" x 5"

$30.00

Box Size: 3" x 10"

$60.00

Box Size: 5" x 10"

$90.00

Box Size: 10" x 10"

$120.00

Safe Deposit Box Late Payment

$15.00

Safe Deposit Box Drilling or Changing of Lock

Fee Varies

Miscellaneous

Lockable Night Depository Bag

$30.00

Notary Service (per request)

$1.00

Online Bill Pay Inactivity Fee

$3.00 per month if no payments are made by an enrolled online bill pay user

*This per-item fee applies to overdrafts or non-sufficient funds created by check, in-person withdrawal, or electronic means with the exclusion of non-recurring debit card transactions and ATM withdrawals. Maximum of 4 Overdraft or NSF fees assessed per account, per business day.

For additional terms and conditions which apply to your account, please see the account agreement and disclosures which were provided to you at account opening.