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A Special Note Regarding Your Privacy:

We will NEVER email, text, or otherwise contact you and ask you for your username, password, account number, Social Security Number, or other financial credentials. If you should receive a call, email, or text asking for this information, do not respond. Please let us know immediately by calling your local branch.

Personal Deposit Solutions

How we manage our money reflects where we are in life. Having financial tools that fit with our lifestyle needs and and goals change as we navigate life stages. How does your checking account fit your needs? What goals are you trying to meet? Our Relationship Specialists can help choose a solution that works for you. 

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Benchmark offers a menu of personal checking accounts designed to fit your needs and lifestyle. With all of them, you can:

  • Open with just $100.
  • Get a free Visa debit card.
  • Sign up for free Internet Banking.
  • Pay your bills online.
  • Get eStatements.
  • Bank by phone.

Take a look at what each account offers. Then come by your local branch where one of our relationship specialists can guide you to the checking product that you believe works best for you.

Contact a Relationship Specialist Compare Accounts 

Interest-bearing checking helps you make the most from your banking experience

$uccess Checking

Take your checking experience to the next level!

Here's how this exciting account works:

On balances up to $25,000.01, you will earn a premium rate of 4.00% Annual Percentage Yield* (APY) and 0.21% APY* $25,000.01 or greater, PLUS get a refund on ATM fees that you incurred (up to $25**), by simply doing the following each qualification cycle***:

  • Make 12 debit card purchases that post and clear your account.
  • Have at least 1 Automated Clearing House (ACH) direct deposit or payment post and clear your account.

Best of all, if you do not meet the requirements in any given month, you will still earn a base rate of 0.10% APY* on your balance.

Plus...

  • No minimum balance required.
  • You can waive the monthly $5 service charge by receiving e-Statements through Internet Banking.

Want to learn more? Check out some of the Commonly Asked Questions about $uccess Checking, or visit one of our branches for more details. We are happy to answer your questions.

A qualifying $uccess Account will earn 4.00% Annual Percentage Yield (APY) on balances up to $25,000.00, 0.21% APY* on balances above $25,000.00, and will be refunded up to $25 in ATM fees each Monthly Qualification Cycle (Cycle). If qualification requirements are not met during the current Cycle, you will earn 0.10% APY*.

All the following requirements must be met during the current Cycle to be considered a Qualifying $uccess Account: at least 1 Automated Clearing House (ACH) direct deposit or at least 1 ACH payment must post and clear this account; and at least 12 debit card purchases must post and clear this account. Each Cycle is a calendar month, beginning on the first day of the month and ending on the last day of the month. A service charge of $5 will be imposed every statement cycle. The service charge will be waived every statement cycle that you receive your statements electronically through online banking.

APYs* are accurate as of March 25, 2025 and are subject to change without notice. Fees may reduce earnings.

Keystone Account

Enjoy a variety of very attractive benefits!

Keystone account holders enjoy:

  • No minimum balance*
  • Interest on daily balance
  • Up to $25 in ATM fee refunds monthly
  • Up to 2 boxes free personalized checks annually
  • Visa debit card with higher withdrawal and purchase limits
  • Discount on annual safe deposit box rental
  • No fee for official checks
  • Unlimited transactions
  • Optional overdraft protection

You can qualify for no monthly service fees with a Keystone Account by maintaining a certain balance in your deposit and/or loan accounts. The criteria is at least:

  • $15,000 in combined deposits OR
  • $50,000 in combined loan balances OR
  • $25,000 in combined deposit and loan balances
*A service charge of $20.00 will be imposed every statement cycle if on any day of the statement cycle the aggregate daily balance of your Benchmark Community Bank account(s) where you are an owner or borrower falls below $15,000 in deposit balances, $50,000 in loan balances, and $25,000 in total loan and deposit balances.
Contact a Relationship Specialist Compare Accounts View Rates
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Checking simplicity

BCB Choice

Our most basic consumer checking account offers you a choice:

Pay a $5 monthly fee OR

Waive the monthly fee by:

  • Receiving e-statements OR
  • Having 10 debit card transactions post & clear your account per statement cycle.

The choice is yours!

Lifestyle 55

For those 55 or over, this special account offers no monthly fee, no minimum balance, and free checks (up to two boxes per calendar year)!

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Our Specialty Accounts

The Bridge Account

Get on The Bridge to independence! For young adults 18-25 who are just starting out on their own, this account offers easy access and tools to help you manage your money with confidence. Get details.

$mart$tart for Teens

Designed for first-time checking account holders, this account is just for teens 12-17, and it includes a debit card with parental controls. Learn more.

Money Market Account

If your goal is to earn higher money market rates yet keep your money accessible, this account is for you. You may make up to 6 withdrawals per month. A $2,500 balance is required.
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